Insurance Options ..better safe than sorry

Please review carefully and select the insurance options that meet your needs. You have heard it a thousand times and will be repeated again, it is always better to be over covered than not.


Third party liability is equivalent to the amount stipulated by Icelandic law at each time. This also applies to the amount of individual driver liability. Third party coverage and personal accident insurance is automatically included in your rental.


Collision Damage Waiver (CDW) insurance is included in the basic rental price - the driver liability in excess of 450.000 ISK.


The renter is able to purchase Super Collision Damage Waiver (SCDW) insurance and by doing so lower the self risk of CDW down to 50.000 ISK. The renter is always responsible for the following damages, which are not covered by CDW or SCDW insurance: e.g. negligence, driving while intoxicated, damage to tires, headlights, wind screen and the underside of the car, damage caused by loose rocks which get thrown at the car on gravel roads, damages to the engine of the car caused by water getting into the motor.
Please see full details listed in the Rental Agreement>


Gravel protection (GP) covers damages to wind screen, headlights and the car when gravel or rocks get thrown at the vehicle by another car. The deductible is 15.000 ISK.


Theft protection (TP) covers theft of the rented vehicle. By choosing TP the renter is able to lower the self risk, in case of theft, from 450.000 ISK down to no cost.


Iceland randomly experiences high velocity ash and sandstorms, especially in the southern and eastern parts of the country where even a short drive in such conditions can cause considerable damage. Insurance companies do not cover damage caused by ash-and sandstorms. The renter is able to purchase Sand and Ash Protection (SAAP) insurance that covers damage to paint, windows, lights, plastics, chromes and wheels of the rental cars, caused by sand, gravel, ash, pumice, or other earth materials being blown onto the vehicle. There is no SAAP deductible for all rental cars in our fleet.


Please note that insurance does not cover damage to cars:

  • Undercarriage
  • Wheels
  • Door structure (frame, hinges, etc.) caused by wind gusts